Features
A Precision Toolkit for Independent Financial Analysis
Requitholm brings portfolio diagnostics, regulatory documentation, and client-ready reporting into a single auditable workspace — built specifically around the way independent financial professionals actually work, rather than retrofitted from generic business software.
Core Capabilities
Every module below is designed to reduce manual reconciliation and give you a defensible record of how a recommendation was reached — not just the recommendation itself.
Portfolio Diagnostics
Consolidate holdings across providers into a single structured view, with consistent categorisation so comparisons between accounts and benchmarks remain meaningful over time.
Risk & Exposure Mapping
Break down concentration, correlation, and drift at the asset and sector level, so suitability conversations are grounded in the current composition of a portfolio rather than its last review date.
Scenario Modelling
Run adjustable assumptions against a client's existing position to illustrate the effect of contribution changes, withdrawal patterns, or shifts in allocation before any advice is finalised.
Compliance Documentation
Every analysis generates a structured record of inputs, assumptions, and outputs, organised to support your existing file-note and suitability documentation requirements.
Client-Ready Reporting
Convert underlying analysis into clear, presentable summaries, separating the technical detail retained for your file from the narrative shared with the client.
Access & Audit Controls
Role-based access and a time-stamped activity log give practices a clear record of who viewed or amended an analysis, and when.
Built Around Your Existing Workflow
Requitholm is designed to sit alongside your current back-office and platform tools rather than replace them outright. Data is structured for straightforward review, not locked behind proprietary formats.
- Import holdings data in common formats used by UK platforms and providers.
- Keep historical versions of an analysis so you can show how a recommendation evolved.
- Export findings as structured documents suitable for your file or compliance review.
Consistency Across Every Client File
Applying the same analytical framework to every review reduces the risk of inconsistent treatment across your client bank, and makes peer review or file checking considerably faster.
- Standardised templates for recurring review types, adjustable per client.
- Shared terminology and categorisation across the practice, reducing ambiguity in file notes.
- Clear separation between factual analysis and advisory judgement within each record.
How an Analysis Comes Together
Consolidate
Bring together holdings, contributions, and relevant client information into a single structured record for the review period.
Analyse
Apply risk, exposure, and scenario tools to the consolidated data, with every assumption recorded alongside the resulting output.
Document & Present
Generate the file-ready record and a separate client summary, both drawn from the same underlying analysis.
Where It Fits
Recurring Client Reviews
Run a consistent, structured review across your client bank each year, with prior-period data retained for straightforward comparison and file continuity.
Onboarding & Initial Recommendations
Model a prospective client's existing arrangements alongside proposed changes, giving a clear, documented basis for the initial recommendation.
File Checking & Peer Review
Use the standardised analytical record to review colleagues' files consistently, with access logs supporting internal oversight processes.